The VA Mortgage program is made available to qualified and eligible Texas Veterans through private lenders such as banks, mortgage brokers and direct lenders. As a division of Berkshire Bank, a federally chartered bank we are proud to offer great rates on VA Loans for our Texas Veterans.
The benefit of a VA Home Loan is the VA guarantees a portion of the mortgage, so the lender is protected against losses if the borrower defaults. What this means for eligible Veterans is that they are able to obtain favorable VA guaranteed financing for their home purchase or refinance. This includes no down payment financing for the purchase of a home, without having to pay monthly mortgage insurance. They will also receive a competitive interest rate similar to that of a conventional mortgage that requires a down payment.
To get started with your VA Loan today, call us or fill out the short form to the right and a specialist on our team will contact you to walk you through the loan pre-qualification process.
To learn more about VA Loans, follow the links below for additional information on this website: